Five Ways to Lend Better by Using Data

What are the two types of lenders who won’t last? Those who don’t use their data. All jokes aside, data is the lifeline that keeps lenders ahead of their challenges. There will never be a time with no struggles to overcome. The way that every financial institution has endured is by planning with data. Who are lending metrics really for? Smaller lenders may think they’re exempt from the rule that businesses need data. That couldn’t …

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New Construction Needs New Lenders

All across the country, office buildings lie empty. Hotels have closed, some unsure that they will reopen. New constructions have halted, and funding grows scarce. Is this the end of our old way of commercial real estate? Or is it the birth of something new? The initial shock of the pandemic alarmed professionals across the construction loan industry. Complications resulting from COVID-related restrictions and the work from home shift halted office construction projects—lack of business …

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Are We Ready for Paperless Mortgages?

Though finance is seeing its peak of online interactions, one sector still lags. Due to a complicated history of legislation, mortgage lending has taken place primarily in person since its beginning. Now, with online finance lagging in the pandemic recovery, how far does mortgage lending have to catch up? Consider how far the process of buying a house has come in the last 20 years. Buyers can find homes as easily online as they once …

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Construction’s Pandemic Recovery is Green

For the first time in history, the value of oil dropped into the negatives in April. While it has recovered for now, some are predicting an incomplete recovery at best. In the greater context of post-COVID life, the safest investments will be green. Construction has faced numerous challenges since the beginning of the pandemic. Supply-chain interruptions and rising costs of materials posed a unique set of issues to the industry. While new construction has ultimately …

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Distance Work Opportunities Could Result in Mortgage Boom

According to Zillow, new work-from-home jobs could result in nearly 2 million potential home-buyers. According to the study, “Three-quarters of Americans working from home because of the coronavirus say they want to continue if given the option, and two-thirds say they would consider moving if given that flexibility.” Before the pandemic, house options were tied to job locations. Distance work now offers them options in new areas. The study focused on renters earning wages too …

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July Sets a Record for New Home Sales

The pressure to find new homes during the pandemic does not come as a surprise. With mandatory lockdowns, individuals and families are finding themselves behind closed doors more than ever before. Schools and universities are delaying or even cancelling in-person classes. Space is tight, stress is high, and naturally, people are seeking new opportunities to be comfortable in their space.  Following this push, sales of new homes have reached a 13-year high. Naturally, wealthy individuals …

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Finance’s Lessons Learned from the COVID-19 Pandemic

After months of uncertainty, we are finally beginning to see the light at the end of the tunnel following the COVID-19 pandemic. Every industry faced intense change. Some particularly stood out for their ability to adapt and even thrive during the pandemic. Outstanding resilience shown by transportation, healthcare, and food production did not go without praise. However, banking and finance still have much to learn going forward. The financial services that stood out the most …

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Imperial Advance

Imperial Advance, a leading small business lending and financial services company in New York City, provides small businesses the access they need to fast and affordable working capital. The company provides an unparalleled level of customer service and a commitment to helping all businesses achieve their goals. Imperial Advance is proudly recognized by the Better Business Bureau (BBB) as an Accredited Business, achieving an A+ rating for its proven record of trustworthiness, ethics and commitment …

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AgileCap

AgileCap provides insurance agencies with a simple, quick source of funding, making timely business growth attainable. Banks traditionally require large, tangible business or personal assets to secure loans. AgileCap does it differently. AgileCap considers the entire book of business to be an asset. A substantial asset that allows them to provide the funding needed to grow. This paradigm shift in how collateral is defined has allowed AgileCap to provide financing to all ranges and types …

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Express Capital Funding Success Story

Express Capital Funding is a provider of funding to small businesses and short-term working capital to companies across the United States. Express Capital aims to live up to its name and provide fast and efficient capital funding to businesses across the country. Express Capital is a direct funder, not a third party, allowing for a faster funding process. This creates a simple, straightforward process that also ends up being more secure and more personable. Express …

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