Top Rated Loan Agencies/Brokers for Construction Lending
A rundown of top-rated loan agencies and brokers working in construction lending, and what each brings to a project financing conversation.

Lighthouse Funding
Overview:
- Leading provider of construction lending solutions for various project types
- Specializes in providing loans for residential, commercial, and industrial construction
- Offers a wide range of loan products tailored to meet specific borrower needs
Benefits:
- Fast and efficient loan approval process
- Competitive interest rates and flexible repayment terms
- Experienced team of professionals to guide borrowers throughout the loan process
Pinnacle Capital Corp.
Overview:
- Established commercial bridge lender specializing in construction financing
- Provides short-term loans, typically ranging from 6 to 24 months
- Focuses on loans for projects with strong underlying collateral
Benefits:
- Quick turnaround times for loan approvals
- Ability to provide financing for projects with non-traditional collateral
- Personalized approach to loan structuring
American Pacific Mortgage
Overview:
- Nationwide mortgage lender offering construction loans for owner-occupied homes
- Provides conventional, jumbo, and FHA loans
- Offers a variety of loan features, including interest-only options and adjustable-rate mortgages
Benefits:
- Streamlined loan application process
- Competitive interest rates and closing costs
- Loan options tailored to fit diverse borrower profiles
Arbor Commercial Mortgage
Overview:
- Leading lender in multifamily construction financing
- Provides loans for both market-rate and affordable housing projects
- Offers expertise in complex construction scenarios
Benefits:
- Long-term relationships with institutional investors
- Ability to finance complex projects with non-traditional financing structures
- In-house construction monitoring services
Barings
Overview:
- Global financial services company offering construction lending within its real estate platform
- Focuses on providing financing for large-scale commercial real estate projects
- Offers a range of financing options, including senior loans, floating rate notes, and bridge loans
Benefits:
- Strong financial backing and extensive industry experience
- Ability to provide financing for major development projects
- Tailored solutions to match diverse project requirements
Berkadia
Overview:
- National commercial real estate firm specializing in construction lending and advisory services
- Provides financing for a wide range of commercial property types, including multifamily, office, and retail
- Offers a comprehensive suite of construction lending products
Benefits:
- Access to a network of investors and capital sources
- Expertise in structuring innovative financing solutions
- One-stop shop for construction lending and advisory services
CIT
Overview:
- Commercial bank and financial holding company offering a comprehensive range of construction lending services
- Provides financing for both residential and commercial construction projects
- Offers tailored loan products to meet specific industry needs
Benefits:
- Financial stability and strong liquidity
- Ability to finance large-scale construction projects with complex financing structures
- Expertise in providing financing for emerging market sectors
ConnectOne Bank
Overview:
- Commercial bank dedicated to providing construction financing for small and medium-sized businesses
- Offers a variety of loan products, including mini-perm loans and revolving credit facilities
- Focuses on providing personalized service and quick turnaround times
Benefits:
- Quick and flexible loan approval process
- Competitive interest rates and upfront fees
- Specialized knowledge of small business construction lending
Enterprise Community Loan Fund (ECLF)
Overview:
- Nonprofit lender providing construction loans for affordable housing and community development projects
- Focuses on financing projects that create or preserve affordable housing units
- Offers low-interest loans and flexible repayment terms
Benefits:
- Mission-driven organization with a deep commitment to community development
- Expertise in financing affordable housing projects
- Tailored loan products to support the creation of sustainable communities
Fifth Third Bank
Overview:
- Large regional bank offering a wide range of construction lending products
- Provides financing for residential, commercial, and industrial projects
- Offers a variety of loan features, including interest-only options and flexible repayment terms
Benefits:
- Strong financial backing and extensive lending experience
- Ability to finance projects of varying sizes and complexities
- Dedicated construction lending team to support borrowers throughout the loan process
Call to Action:
Schedule a demo today by calling toll-free at (877) 227-7271 or visit Fundingo.com to learn more and see how we can help you secure the best financing for your construction project.
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