
Merchant Cash Advance Underwriting: Optimizing Funding Decisions
Expert guide to MCA underwriting best practices, covering risk assessment, bank statement analysis, daily sales evaluation, and data-driven decision making.
Founder & CEO, FUNDINGO
Henry built the first version of the platform inside an alternative lender as its Salesforce administrator more than ten years ago, and has led FUNDINGO since.

“There's a better way of doing things.”
This is the sentiment that built Fundingo. Over 10 years ago, I was working for an alternative lender and was tasked with implementing Salesforce as their CRM. Impressed by how its functions could handle their processes, I soon found my passion in creating new features that helped them lend better.
Over time, I found that not only were we able to perform their lending functions faster, but with fewer errors and reduced risk. In addition, we could integrate the programs we used outside of Salesforce. At this point, I could originate, underwrite, and service loans all in the same place.
While creating this custom system, it occurred to me: this could change the way we lend.
Now, Fundingo embodies the same ideas that it was created from. Faster lending, less risk, and simpler flows. We took our original idea of finding more effective ways to lend and expanded it with more plugins, integrations, and functionalities.
Our progress is led by lenders like you. Every day, we use your feedback to create features based on the industry's demands, both for now and the future. That original spark of inspiration keeps us moving forward and guides our moves.
193 articles

Expert guide to MCA underwriting best practices, covering risk assessment, bank statement analysis, daily sales evaluation, and data-driven decision making.

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